Trip Insurance?

  • Last Thread 13 September 2018
jimtown85 posted this 26 August 2018

Thought i would put this question here for those of us new here on URComped.  this will be a good info thread.


What Trip insurance company if the best to purchase from if your are not booking directly thru the cruise line?

Has anyone had any good/bad experience with a company? 



Jim & Kitty

Upcoming 16 Day PC cruise booked thru Steph

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Dividend Phil posted this 29 August 2018

Allianz travel insurance is the one highest recommended by frequent travelers.  The insurance you buy directly through the cruise lines is inferior to this insurance. They also have a mobile app that you can download to quickly access your policy.  You don’t have to be a AAA member to buy this. You also have the option to buy their annual policies if you travel a lot. You have to purchase the policies within I believe 10 or 14 days of initial deposit for your travel for all the medical coverages. 

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Dividend Phil posted this 29 August 2018

We have heard of people over the years on cruises having injuries & the people were devastated that they didn’t buy trip insurance. On average for the best policy it costs (on average) $184 total for 2 people if that helps.  Don’t leave home without it. Just because you have insurance in the US doesn’t mean that a foreign country is going to treat you. That’s where travel insurance is a must. 

angelmroneill posted this 05 September 2018

I did not purchase travel insurance this time.  I am a member of USAA and will purchase their travel insurance package for my next cruise.

marianne_r_wallace posted this 13 September 2018

Nationwide Travel Insurance is awesome. Offers big bucks for itinerary changes, excursion changes, etc.